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The Special Account (SA) closure is meant to align interest rates with how savings are used. Once they’ve set aside their Full Retirement Sum (FRS), any remaining SA savings will move to their Ordinary Account (OA), where they earn short-term interest and can be withdrawn easily 💰 Alternatively, they can transfer these savings to their Retirement Account (RA) for higher payouts by topping it up to the Enhanced Retirement Sum (ERS) 😍 You can read more here 👉 cpf.gov.sg/CPFSAClosure2025TG Help inform your friends by sharing this post with them — this is what friends are for! 😊