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YC's Summer 2026 RFS just dropped. The opening line says it all: "AI has stopped being a feature and started being the foundation." Translation: Build the work, not the tool. 15 categories. Three clear patterns: • AI is infrastructure, not a product • Physical world gets priority (agriculture, hardware, space, defense) • Replace, don't assist — sell the service, do the work The biggest gap? AI-native service companies. Insurance, accounting, tax, compliance. Instead of selling software to help brokers, become the broker. Unit economics flip when you own the outcome. Apply: ycombinator.com/apply #startups#founders Brewed by Startup Beaker.