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šDigital Growth vs Infrastructure Reality: Central Asiaās Fintech at a Turning Point Central Asiaās fintech sector is entering a new phase of growth ā and infrastructure is becoming a strategic priority, not just a technical issue. In a new expert column for Kursiv Uzbekistan, IT infrastructure specialist Anton Ustinov explores why the regionās rapid digitalisation is exposing critical weaknesses in fintech architecture. š± Digital payments and mobile banking are scaling rapidly across Central Asia. In Uzbekistan alone, digital payment users already account for around half of the population. But as transaction volumes surge, many systems are struggling to keep pace. In the analysis, Anton Ustinov examines: ā” Why infrastructure failures are becoming a growing risk for fintech companies āļø The trade-offs between local data centres, private infrastructure and cloud solutions š How new data localisation and compliance requirements are reshaping the market š Why hybrid infrastructure models are emerging as the most practical solution for the region š Why infrastructure planning must become part of long-term business strategy The article also highlights a broader shift: in fintech, resilience and scalability are now directly tied to customer trust, regulatory compliance and business growth. #CentralAsia#Fintech#Uzbekistan