📊Digital Growth vs Infrastructure Reality: Central Asia’s Fintech at a Turning Point
Central Asia’s fintech sector is entering a new phase of growth — and infrastructure is becoming a strategic priority, not just a technical issue.
In a new expert column for Kursiv Uzbekistan, IT infrastructure specialist Anton Ustinov explores why the region’s rapid digitalisation is exposing critical weaknesses in fintech architecture.
📱 Digital payments and mobile banking are scaling rapidly across Central Asia. In Uzbekistan alone, digital payment users already account for around half of the population. But as transaction volumes surge, many systems are struggling to keep pace.
In the analysis, Anton Ustinov examines:
⚡ Why infrastructure failures are becoming a growing risk for fintech companies
☁️ The trade-offs between local data centres, private infrastructure and cloud solutions
🔐 How new data localisation and compliance requirements are reshaping the market
📈 Why hybrid infrastructure models are emerging as the most practical solution for the region
🏗 Why infrastructure planning must become part of long-term business strategy
The article also highlights a broader shift: in fintech, resilience and scalability are now directly tied to customer trust, regulatory compliance and business growth.
#CentralAsia#Fintech#Uzbekistan
[UZ] O‘tgan juma kuni EUROUZ jamoasi Yevropa Ittifoqining O‘zbekistondagi missiyasi bilan uchrashib, Yevropa Ittifoqining Markaziy Osiyo uchun kelajakdagi transport dasturini muhokama qildi. Xalqaro hamkorlik boʻyicha Bosh direktorat va konsalting firmalari ekspertlari EUROUZda missiyaning maqsadlari, Transkaspiy transport yoʻlagi va asosiy manfaatdor tomonlarni, jumladan, EUROUZni jalb qilishning ahamiyati haqida maʼlumot berdi. EUROUZ ushbu dasturni qo'llab-quvvatlashga tayyorligini bildirdi va ikkala tomon ham salohiyatli hamkorlikni muhokama qildi.
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[EN] Last Friday, the #EUROUZ team met with the# EU mission to #Uzbekistan to discuss the EU's future #transport program for #CentralAsia. Experts from the Directorate-General for International Partnerships and consultancy firms briefed EUROUZ on the mission's objectives, the Trans-Caspian Transport Corridor, and the importance of engaging key stakeholders. EUROUZ expressed its readiness to support the program, and both sides discussed potential cooperation.
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[RU] В прошлую пятницу команда EUROUZ встретилась с миссией ЕС в Узбекистане, чтобы обсудить будущую транспортную программу ЕС для Центральной Азии. Эксперты Генерального директората по международному партнерству и консалтинговых фирм проинформировали EUROUZ о целях миссии, Транскаспийском транспортном коридоре и важности привлечения ключевых заинтересованных сторон. EUROUZ выразила готовность поддержать программу, и обе стороны обсудили потенциальное сотрудничество.
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[UZ] Bugun EUROUZ boshqaruvi raisi, professor doktor Klaus Mangold Berlinda Germaniya iqtisodiyotining Sharqiy qo'mitasi tomonidan tashkil etilgan Markaziy Osiyoning beshta davlat rahbarlari va Germaniya ishbilarmon doiralari rahbarlari oʻrtasida boʻlib oʻtgan tarixiy iqtisodiy sammitda ishtirok etdi.
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[EN] Today EUROUZ Board Chairman, Prof. Dr. Klaus Mangold took part in a Historic economic summit between five heads of state from #CentralAsia in Berlin and the leaders of Germany’s business community organized by Ost-Ausschuss der Deutschen Wirtschaft.
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[RU] Сегодня председатель правления EUROUZ, профессор доктор Клаус Мангольд принял участие в Историческом экономическом саммите между пятью главами государств Центральной Азии в Берлине и лидерами бизнес-сообщества Германии, организованном Восточным комитетом германской экономики.
Qo'shimcha ma'lumot/ More information/ Дополнительная информация: https://rb.gy/yb1qq
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Just in case you could not get the place for in-person participation at our open event today on regulating and integrating of #AI technologies in the public & private sector in #CentralAsia, please feel free to join us online right now.
The event is hybrid and streamed LIVE ONLIVE via our LinkedIn page : https://www.linkedin.com/posts/eurouz_ai-for-impact-shaping-the-future-of-central-activity-7331533452980228096-EIQ0
To get in-person attendance at our events consider becoming a member and join our network, please contact us at [email protected]
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[EN] This Wednesday, EUROUZ hosted an unforgettable Back to Work Jazz Night, bringing together over 100 attendees, including EUROUZ members, CEOs, senior executives, government officials, diplomats, and representatives from international organizations. The event featured a rooftop dinner and live jazz at the iconic Lotte City Hotel. During the evening, we proudly introduced our latest initiative—the #EUROUZ Executive Club—a dynamic new platform for top business leaders, diplomats, and thought leaders to foster closer collaboration within our expansive network in #Uzbekistan and beyond.
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[UZ] Chorshanba kuni EUROUZ tashkilotida unutilmas Ishga Qaytib Jazz kechasi tadbiri bo‘lib o‘tdi, unda 100 dan ortiq ishtirokchilar, jumladan EUROUZ a’zolari, Bosh direktorlar va yuqori lavozimli rahbarlar, hukumat amaldorlari, diplomatlar va xalqaro tashkilotlar vakillari ishtirok etdi. Tadbir Lotte City mehmonxonasining tomida jonli jazz musiqasi va kechki ovqat bilan o‘tkazildi. Kecha davomida biz katta mamnuniyat bilan yangi tashabbusimizni — #EUROUZ Executive Club — yetakchi biznes rahbarlari, diplomatlar va fikr yetakchilari uchun yangi platforma sifatida taqdim etdik, bu platforma O‘zbekiston va butun dunyo bo‘ylab keng tarmoqda yaqin hamkorlikni rivojlantirishga yordam beradi.
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[RU] В среду EUROUZ провела незабываемый Back to Work Jazz Night, собрав более 100 участников, включая членов EUROUZ, генеральных директоров и топ-менеджеров, представителей правительства, дипломатов и международных организаций. Вечер прошел на крыше легендарного Lotte City Hotel под аккомпанемент живого джаза. Во время мероприятия мы с гордостью представили нашу новую инициативу — #EUROUZ Executive Club, динамичную платформу для ведущих топ-менеджеров, дипломатов и лидеров мнений, способствующую более тесному сотрудничеству в рамках нашей широкой сети в Узбекистане и за его пределами.
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Take a look at our most recent Monthly Market Update on #Uzbekistan for September 15-30, developed in partnership with Uzbek.Review.
Keep track of all key news from the country, including all key government appointments, by subscribing via the link:
https://www.uzbek.review/p/uzbekistan-update-september-15-30
Follow #EUROUZ on Telegram: @eurouz_official
[EN]
EUROUZ extends its deepest gratitude to the President of the European Commission Ursula von der Leyen for sending a welcome message to the participants of the European Economic Days in Uzbekistan, commemorating 30 years of diplomatic relations between the European Union and Uzbekistan. This forum, held this week in Tashkent, brought together 400 attendees and featured 13 panels and roundtable discussions, along with over 30 bilateral government-to-business meetings over the span only one and half days.
The event marked a pivotal milestone for enhanced B2G, B2B, and G2G interactions, highlighted by the exchange of an agreed CRM roadmap for 2025-2026. EUROUZ is honored to have played a small role in supporting these vital multilateral and bilateral engagements, contributing to a stronger partnership between the #EU and #Uzbekistan.
[UZ]
EUROUZ Yevropa Ittifoqi va O‘zbekiston o‘rtasidagi diplomatik aloqalarning 30 yilligi munosabati bilan O‘zbekistonda o‘tkazilayotgan Yevropa iqtisodiy kunlari ishtirokchilariga tabriklash xatini yo‘llagani uchun Yevropa Komissiyasi PrezidentiUrsula von der Leyen chuqur minnatdorchiligini bildiradi. Shu hafta Toshkentda bo‘lib o‘tgan ushbu anjumanda 400 nafar ishtirokchi qatnashib, bir yarim kun davomida 13 ta panel va davra suhbatlari, shuningdek, 30 dan ortiq ikki tomonlama hukumat-biznes uchrashuvlari bo‘lib o‘tdi.
Tadbir B2G, B2B va G2G aloqalarini rivojlantirish uchun muhim bosqich bo‘ldi, bu 2025-2026 yillarga mo‘ljallangan kelishilgan CRM yo‘l xaritasini almashish bilan yanada ahamiyatliroq bo‘ldi. EUROUZ Yevropa Ittifoqi va O‘zbekiston o‘rtasidagi hamkorlikni mustahkamlashga hissa qo‘shuvchi ushbu muhim ko‘p tomonlama va ikki tomonlama munosabatlarni qo‘llab-quvvatlashda o‘z hissasini qo‘shganidan mamnun.
[RU]
EUROUZ выражает глубочайшую благодарность Председателю Европейской комиссии Урсула Гертруда фон дер Ляйен за направление приветственного послания участникам Европейских экономических дней в Узбекистане, приуроченных к 30-летию дипломатических отношений между Европейским Союзом и Узбекистаном. Этот форум, проходивший на этой неделе в Ташкенте, собрал 400 участников и включал 13 панельных дискуссий и круглых столов, а также более 30 двусторонних встреч между представителями правительства и бизнеса всего за полтора дня.
Мероприятие стало ключевым этапом для расширения взаимодействия в форматах B2G, B2B и G2G, что было подчеркнуто обменом согласованной дорожной картой CRM на 2025-2026 годы. EUROUZ гордится тем, что сыграл небольшую роль в поддержке этих важных многосторонних и двусторонних контактов, способствуя укреплению партнерства между ЕС и Узбекистаном.
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Tashkent hosted the international forum Tashkent Water Week 2026 dedicated to water resource challenges.
Government officials, international organizations, and experts discussed water security and climate adaptation.
The focus was on water‑saving technologies, digital monitoring, and modern irrigation solutions.
Special report by Ekolog.uz
Author: Avazkhon Khaydarov
#TashkentWaterWeek#WaterSecurity#CentralAsia#ClimateChange#WaterManagement#EkologUz#EnvironmentalJournalism#Uzbekistan#WaterResources#Ecology
☘️Read the latest environmental news on the @ekologuz page. Follow us and send your suggestions and wishes via @eklguz_bot
Instagram | Facebook | Twitter | Sayt | Youtube.
An article relating to the state of #EU-#Uzbekistan relations by Head of EUROUZ Tashkent Secretariat - Shakhzodbek Makhmudov
https://thediplomat.com/2023/09/how-the-russia-ukraine-war-is-reshaping-eu-uzbekistan-relations/
Телеграмм канал #EUROUZ: @eurouz_official
[UZ] Uzbek.Review bilan hamkorlikda ishlab chiqilgan 15-oktabrdan 5-noyabrgacha bo‘lgan O‘zbekistondagi eng so‘nggi yangiliklarini ko‘ring.
Shu havola orqali obuna bo'ling va mamlakatdagi barcha muhim yangiliklarni, shu jumladan barcha muhim hukumat yangiliklarini kuzatib boring.
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[ENG] Take a look at our most recent Monthly Market Update on #Uzbekistan for October 15 - November 5 , developed in partnership with Uzbekreview
Keep track of all key news from the country, including all key government appointments, by subscribing via the link.
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[RU] Ознакомьтесь с нашим последним ежемесячным обзором рынка #Узбекистана за период с 15 октября по 5 ноября, подготовленным в сотрудничестве с Uzbek.Review.
Следите за всеми главными новостями страны, не пропуская все ключевые назначения в правительстве, подписавшись по ссылке.
Follow #EUROUZ on Telegram: @eurouz_official
[EN] Take a look at our most recent #Monthly Market Update on #Uzbekistan for October 15-31, developed in #partnership with #EUROUZ via the link.
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[UZ] EUROUZ bilan hamkorlikda ishlab chiqilgan Oktabr 15-31 bo'lgan O'zbekistondagi eng so'nggi yangiliklarini ushbu havola orqali ko'ring.
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[RU] Ознакомьтесь с нашим последним ежемесячным обзором рынка Узбекистана за период с 15 по 31 Октября, подготовленным в сотрудничестве с EUROUZ по этой ссылке.
Follow EUROUZ & Uzbek Review on Telegram: @eurouz_official / @uzbek_review
[EN] Take a look at our most recent #Monthly Market Update on #Uzbekistan for October 1-15, developed in #partnership with #EUROUZ via the link.
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[UZ] EUROUZ bilan hamkorlikda ishlab chiqilgan Oktabr 1-15 bo'lgan O'zbekistondagi eng so'nggi yangiliklarini ushbu havola orqali ko'ring.
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[RU] Ознакомьтесь с нашим последним ежемесячным обзором рынка Узбекистана за период с 1 по 15 Октября, подготовленным в сотрудничестве с EUROUZ по этой ссылке.
Follow EUROUZ & Uzbek Review on Telegram: @eurouz_official / @uzbek_review