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🚀 CZ做客TBPN：谈回忆录、监管清晰度，以及为什么加密仍然需要隐私 在科技播客 TBPN 的一次话题广泛的访谈中，币安创始人、前CEO赵长鹏（CZ）谈到了他为什么要写一本新书、他认为公众与媒体至今仍误解加密行业的哪些地方，以及他如何看待行业未来走向——从监管与隐私，到 AI 驱动的支付，以及预测市场的再度兴起。对话也触及了中本聪身份这一长期谜团；在 CZ 看来，比特币的创造者保持匿名，反而可能让比特币更强大。 写书：“讲述我的故事” CZ 将这本书定位为一份个人叙述，用来纠正误解并呈现他的视角。“我觉得这真的就是为了讲述我的故事，”他说，并补充自己是在服刑期间开始动笔的：“所以我是在监狱里开始写书的……然后我出来以后把它写完了。”他表示动机既有现实层面也有反思层面：“我想，这可能是个值得分享的有趣故事，并且……让大家知道我的看法是什么。” 他还认为主流叙事对加密行业与大型平台仍存在偏差。“很多传统媒体对加密、币安、我本人等等有很多误解，”CZ 说。“媒体里有很多关于加密的不准确内容……这也是我分享自己视角、让大家更好理解加密的一个很好的机会。” “非法活动”与透明性悖论 CZ 的核心观点之一是：加密被用于犯罪的名声已经过时，而且从统计上被夸大了。“人们以为比特币只被毒枭使用，或者用于非法活动，”他说。“事实是……加密里的非法活动实际上比传统金融要少得多，而且少很多。” 但同时，CZ 强调了一个悖论：区块链的公开性会让合规用户也面临隐私风险。“现在加密行业……太透明了，”他认为。“区块链是一个公共账本，”当它“与少数中心化交易所的 KYC 信息结合起来时，你几乎可以非常准确地追踪大多数交易。” 他举了更具体的例子来说明日常支付如何泄露敏感信息：如果公司在链上发工资，旁观者可能追踪支付并“推算出每个人的工资”。同样，如果用一个已知钱包去支付酒店地址，可能暴露出行计划并带来人身安全风险。“所以还有一些像这样的细小问题没有解决，”CZ 说，并总结行业必须在满足监管要求与保护隐私之间“取得平衡”。 监管：并不完美，但“任何清晰度都比没有好” 谈到美国政策时，CZ 的态度谨慎但建设性。“我认为现在美国在加密监管方面取得了很好的进展，”他说，并提到正在进行的讨论以及与稳定币相关的问题——“基于我这个外行的理解”。他强调自己“不是律师”也“不是参与监管的人”，但他认为持续推进很重要：“任何清晰度都比没有好。” CZ 也提醒不要期待立刻出现完美的监管框架。“当前这一轮监管迭代不可能第一次就把所有事情都做对，”他说，并预测需要“随着时间推移进行协作”。在他看来，关键是“取得进展并继续向前”。 AI与加密：面向非人类主体的全球支付 CZ 将 AI 和区块链与互联网并列为基础性技术。“在我成年后的生命里，真的有三项重大技术……AI、区块链、还有互联网——都在同一个量级上，”他说。 他更具体的一项预测是：AI 智能体会因为需要原生数字支付而推动加密采用。“AI 将会用加密来做支付与交易结算，”他说，因为 AI 系统“无法通过银行做 KYC。它们无法自拍。它们没有护照。”他认为加密的全球互操作性带来现实优势：“你只需要对接一次区块链——就能全球通用，”既支持小额交易也支持大额交易。 CZ还提到，AI 也可能提升加密使用的安全性，尤其是在自托管方面：“借助 AI，我们可能可以构建……更安全的工具，让人们进行自托管，以及更安全的交易工具。” 量子风险：升级密码学 被问及量子计算时，CZ 采取“演进式”的看法。他承认量子计算可能破解现有加密，但应对方式是技术迁移，而不是末日恐慌：“已经有量子认可的加密算法……所以我们只需要升级协议，采用那些加密机制。” 中本聪：不认识；匿名更好，减少“创始人中心化” 当被问是否认识中本聪时，CZ 回答：“不。不幸的是，我不认识。就算我认识，我也会说不，但我确实不认识。”随着时间推移，他表示自己已经“释怀”，并认为识别中本聪可能带来负面影响。“我觉得我们不知道他是谁更好，”他说，因为这有助于避免“创始人中心化”。与那些有明显领袖的项目不同，“比特币的独特之处在于，创始人已经不再参与……所以这让它更去中心化。” 预测市场、NFT 与“第二次风口” CZ 认为预测市场正在迎来此前周期所缺乏的时机。“今天我确实认为预测市场有巨大的潜力，”他说，并把过去的失败部分归因于时机过早：“如果你把它们实现得太早……就不会有动力。”他将预测市场描述为“价格发现与真相发现”，即“用价格来发现真相”，并提到他已参与投资该赛道的多个项目。 至于 DAO、NFT、游戏等较早期的叙事，他预计会回归——但不会是原样复制。“很多事情都会有第二次风口，”CZ 说，但“第二次风口很可能会有些不同”。他补充：“DAO 不会消失，”并认为艺术代币化会以新形式反复出现：“艺术代币化很可能会在某个时候多次回归。” #CZ#加密#监管#隐私#区块链#比特币#AI#稳定币#预测市场#NFT#DAO#加密支付#科技播客#加密行业#BTC

🚀 CZ on AI's Trajectory: 'Right Now We Solve Problems for AI — Soon AI Will Solve Problems for Us' Speaking on The Wolf of All Streets Podcast, Binance co-founder Changpeng Zhao (CZ) said the exchange's original 2018 customer service agent "cs_bob" was not true AI but rather an SQL script, which has since evolved significantly. CZ said approximately 80% of Binance's customer support inquiries are now handled from first response to resolution by AI, with a target of reaching 99%. He expressed confidence that advances in neural language models and new training data will close the gap. CZ described AI as one of three transformative technologies of his adult lifetime — alongside the internet and blockchain — and said the trajectory will shift from humans solving problems for AI to AI solving problems for humans. #AI#Binance#CZ#Blockchain#NeuralLanguageModels#CustomerSupport#TechTransformation#FutureOfAI#BNB

🚀 CZ: Crypto vs Traditional Finance Is a False Divide — 'It's Just a New Technology for Finance' Speaking on The Wolf of All Streets Podcast, Binance founder Changpeng Zhao (CZ) revealed that he shared his memoir Freedom of Money with BlackRock CEO Larry Fink and obtained a quote from him, praising Fink as an example of someone who publicly changed his mind on Bitcoin and pushed it hard afterwards. CZ said he views the framing of crypto versus traditional finance as a false dichotomy — crypto is simply a new technology for finance, and convergence between the two is inevitable, with tokenization of real-world assets as a key driver. On access, CZ argued that any person anywhere in the world should be able to buy any listed stock, calling current restrictions an anomaly that blockchain can help resolve. CZ said the "72 principles" attributed to him online were counted by a Chinese KOL on X, not by him; he removed numbered headings intentionally. He said the principles blog began after a meeting with Ray Dalio in 2021 or 2022, during which Dalio encouraged him to write down his decision-making principles, and it is included as an appendix in Freedom of Money. #Crypto#TraditionalFinance#Blockchain#Tokenization#FinanceTechnology#GlobalFinance#Binance#CZ#LarryFink#RayDalio#BNB#BTC

🚀 CZ释然回顾法律风波：公不公平不重要，重要的是继续向前建设 币安联合创办人赵长鹏（CZ）作客The Wolf of All Streets播客讨论新近出版的回忆录《币安人生》，他以1980年代美国"禁毒战争"为例——当时仅因贩卖大麻便可被判处长期徒刑，而如今大麻已在许多州合法——说明法律标准随时代演变，执法的公平性本质上具有主观性。CZ表示，在拜登政府执政期间，币安作为规模最大的加密平台而率先成为监管目标。他还提及，据其了解参议员伊丽莎白·沃伦目前仍持反加密立场。对于整件事的公平与否，他表示："公不公平？我觉得这没那么重要。"他表示不纠结于此，专注于向前看，继续创造新价值。 #CZ#币安#加密货币#法律风波#监管#加密政策#回忆录#区块链#金融创新

🚀 CZ's Five-Year Vision: Crypto Becomes Ambient Finance Speaking on The Wolf of All Streets Podcast, Binance co-founder Changpeng Zhao (CZ) said he expects crypto to become invisible infrastructure within five years — used universally without being discussed as a distinct technology, in the same way the internet's underlying protocols are no longer part of everyday conversation. He said AI agents will be substantial users of crypto, and that the growing demand for global commerce applications requiring cross-border payments will further accelerate blockchain adoption. CZ also described his post-Binance identity as that of a mentor and coach to other founders, and said he is "actually quite lucky and quite happy to have been forced to step down," framing the transition as creating space for others to grow. He said he wants to dedicate his energy to helping the next generation of founders. #CZ#Binance#crypto#blockchain#AI#crossborderpayments#globalcommerce#ambientfinance#mentor#founders#leadership#BNB

🚀 CZ to Donate All Proceeds From Freedom of Money to Nonprofits, Keeps Nothing From Book Sales Speaking on The Wolf of All Streets Podcast, Binance co-founder Changpeng Zhao (CZ) said he is donating the entirety of proceeds from his memoir Freedom of Money to nonprofit organizations, retaining nothing from book sales. Priced at $9.99 on Amazon, CZ said he originally considered releasing the book as a free PDF but concluded that selling through Amazon and donating proceeds to charitable causes would be more impactful; the Amazon distribution model also enables physical copies. CZ said his post-prison focus includes advising country leaders on crypto regulatory frameworks — noting that all his personal assets are held in crypto, aligning his interests with the broader industry. He also cited Giggle Academy, his nonprofit education platform, as a source of personal satisfaction: the platform is reaching 240,000 students at no cost, operated by a team of approximately 50 people over roughly one and a half to two years. #Binance#CZ#Crypto#Charity#Nonprofit#BookDonation#FreedomOfMoney#Education#GiggleAcademy#Philanthropy#BNB