CalculatedRisk Newsletter (🔗Substack)
MBA: Mortgage Delinquencies Decreased Slightly in Q2 2025(🔗full article link)
From the MBA: Mortgage Delinquencies Decrease Slightly in the Second Quarter of 2025...
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₿izFeed#⃣:#realestate
CalculatedRisk Newsletter (🔗Substack)
2nd Look at Local Housing Markets in July(🔗full article link)
Tracking local data gives an early look at what happened the previous month and also reveals regional differences in both sales and inventory.
Closed sales in July were mostly for contracts signed in May and June, and mortgage rates, according to the Freddie Mac PMMS, 6.82% in May and 6.82% in June (somewhat higher than for closed sales in June).
Closed Sales in JulyIn July, sales in these early reporting markets were down 1.4% YoY. Last month, in June, these same markets were up 3.8% year-over-year Not Seasonally Adjusted (NSA).
Important: There were the same number of working days in July 2025 (22) as in July 2024 (22). So, the year-over-year change in the headline SA data will be similar to the NSA data.
Notes for all tables:
— New additions to table in BOLD.
— Northwest (Seattle), Jacksonville Source: Northeast Florida Association of REALTORS®
— Totals...
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CalculatedRisk Newsletter (🔗Substack)
August ICE Mortgage Monitor: Home Prices Continue to Cool(🔗full article link)
Here is the ICE August Mortgage Monitor report (pdf).
Press Release: ICE Mortgage Monitor: Mortgage lending quietly hits highest quarterly volume since 2022, driven by purchase and cash-out refinance loans ...
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₿izFeed#⃣:#realestate
🏙Authorities propose lifting restrictions on building height
Another revolutionary proposal from local politicians that could change the paradise island beyond recognition!
📰 Nyoman Parta, a member of the Indonesian Democratic Party of Struggle (PDI-P) from the province of Bali in the People's Representative Council, has proposed revising the regional law that regulates the maximum height of buildings in Bali. ("Balinese Building Height Rule" limits building height to 15 meters.)
I would like to start this discussion. I think it's time to review the rules on building height, especially since they are already being violated everywhere,
– Parta said.
#realestate@BaliNews
🚫 Bali governor wants to ban Airbnb
📰 The head of Bali is pushing to shut down Airbnb and similar platforms on the island.
Why?
Most villas and hotels listed online operate illegally — no licenses, no taxes, zero benefit to the local economy. Official stats: the Hotel & Restaurant Association has just 378 members… but online platforms show 16,000+ listings 😤
ℹ️ This war between Bali authorities and Airbnb has been raging for over 10 years. Back in 2022 they already tried to create a “white list” of fully legal villas (proper land zoning + permits + tax ID).
#tourism#realestate@BaliNews
📰The Indonesian government has approved a new tax incentive for homebuyers
ℹ️ This involves the return of the PPN DTP scheme, under which the government pays the value-added tax (VAT) on behalf of the buyer.
👍 For properties priced up to 2 billion rupiah, the savings can reach around 220 million rupiah.
📆 The Ministry of Finance regulation is valid from January 1 to December 31, 2026, and applies to the purchase of new houses and apartments.
The key point is the date the transaction is officially completed. For the incentive to apply, the legal transfer must take place in 2026—either through signing a deed of sale and purchase before a PPAT officer, or through a fully paid and notarized preliminary sale agreement (PPJB). Reservations or initial payments do not affect eligibility.
#realestate#laws@BaliNews
⚖️🇺🇸LUXURY REAL ESTATE MOGULS CONVICTED OF SEX TRAFFICKING
🔹 Alexander brothers — Oren, Alon, and Tal — found guilty on 19 counts after five-week federal trial in NYC 🏛️👨⚖️
🔹 Over 60 women testified they were drugged and assaulted at Hamptons parties, Caribbean cruises, and Aspen ski trips 🏝️💊
🔹 Former Douglas Elliman brokers built billion-dollar Official real estate empire while running systematic predator scheme 🏢💰
🔹 Sentencing August 6, 2026 — brothers face life in prison as they remain jailed pending appeals 🔒⚡
Real estate world completely shattered — these weren't just millionaire playboys, they were calculated predators 😱🚨
#Justice#RealEstate
@america
🗑 Bali to remove illegal villas from Airbnb
📰 Bali authorities are tightening control over short-term rentals. By March 31, 2026, all properties listed on platforms like Airbnb must provide proof of legal status. Listings without proper documentation will be removed.
🧳 Thousands of villas currently operate without licenses, tax registration, or proper zoning permits. Short-term rentals in green zones are prohibited, and foreign owners cannot legally rent property without a registered company or specific license.
📍 The main grey area remains residential zones, where the Pondok Wisata license — originally intended for locals renting part of their home — is often used for full-scale commercial activity.
#realestate#tourism#laws@BaliNews
🏛️A peace museum will be built on the site of the terrorist attack in Kuta
📰 The Badung District Government has bought the land where the Sari Club used to be located. That very site of the biggest terrorist attack in Indonesian history in 2002. To commemorate the event, a Bali Peace Museum will soon be built on the site.
🧘🏻♀️ The park project includes a mural telling the chronology of that day and a 'reflection corner' where visitors can sit and remember those who lost their lives. The museum is meant to be not only a reminder of the terrorist attacks, but also a symbol of peace and tolerance.
ℹ️ The 2002 terrorist attacks in Kuta were the largest terrorist attack in Indonesia's history in terms of casualties. On October 12, 2002, the first explosive device weighing about 1 kg went off near the entrance to the Paddy's Pub nightclub, where a party was held. A memorial to the victims of the terrorist attack now stands on the site. Every year on October 12, there is a ceremony where tourists from all over the world come to honor the memory of the victims. There are two other memorials in Australia in Canberra and in Kings Park in Perth (88 of those who died that day were Australians).
@BaliNews
#realestate#places#Kuta
🏚 Indonesia’s Ministry of Tourism says there are no plans to block Airbnb or other booking platforms
ℹ️ Talk of an Airbnb ban in Bali has made waves after Governor Koster’s comments. Naturally, the tourism industry got nervous.
👮♂️ Authorities will go after 2,000+ villas and hotels that operate without licenses and don’t pay taxes. So the focus is on illegal properties — not the platform itself.
👍 Tourists can keep booking stays on Airbnb as usual.
#toirusm#realestate@BaliNews
Вчера Советник Альянса B2BASEAN по недвижимости Stretch Estate посетил мероприятие Ведомости "MREF: стратегии для рынка недвижимости"
На мероприятии обсудили, как охлаждение экономики влияет на недвижимость. ВВП замедлится до 1% в 2025, ключевая ставка постепенно снизится до 7,5–8,5% к 2028.
Девелоперы пересматривают планы: ввод объектов сокращается, финансирование дорожает. Семейная ипотека поддерживает спрос, но многим не хватает на первый взнос. Рынок неоднороден: вторичка доминирует, новых запусков меньше. При ставке ~10% спрос может вырасти, а сокращение предложения создает дефицит.
Инвестиции в недвижимость падают: объём сделок за 11 месяцев 2025 года упал на 33%. Это нормализация, а не кризис. Тренды: поиск доходности от 15–17%, спрос на объекты до 1 млрд руб., рост покупок через торги.
Пик давления пройдёт к 2026–2027 годам. Кто адаптируется и займёт освободившиеся ниши — станет победителем нового цикла.
Такие главные тезисы прозвучали на мероприятии.
#недвижимость#realestate#жилье#mref
🏠🇺🇸US HOUSING MARKET 2026: PRICES FLAT, MORTGAGE RATES DROP TO 6%
🔹 J.P. Morgan forecasts 0% national price growth as rising demand perfectly balances increased supply 📊
🔹 Mortgage rates fall from current 7.2% to just above 6% as Fed cuts rates, reducing monthly payments 1.3% 💰
🔹 Zillow predicts 4.26 million existing home sales (+4.3%) as lock-in effect breaks with lower costs 🔓
🔹 Sun Belt and West Coast face declines due to post-pandemic construction gluts and oversupply 🏗️
After 3 years of chaos, America's housing market finally finds perfect equilibrium 🎯📈
#Housing#RealEstate#MortgageRates
@america